Fast approvals, expert support, and no unnecessary complexity.
Happy Clients
Loans Approved
In Finance Secured
Rated 5-stars on Google
We go beyond the numbers to give you confidence in every step.
We work with a wide panel of trusted lenders so you get more choice, more flexibility, and the most competitive deal available.
Most applications are approved within 24 hours — no delays, no confusion.
We negotiate directly with lenders to secure low rates, with no hidden surprises. What you see is what you get.
Get personalised guidance from an experienced broker who knows your industry.
We make it quick, transparent, and stress-free — so you can focus on what matters, not the paperwork.
Tell us what you’re looking for in just a few clicks — car, boat, caravan, or equipment.
We match your needs with 50+ lenders to find the right fit at the best possible rate.
Once you choose your option, we handle the paperwork and aim for same-day approval.
Funds are released quickly so you can pick up the keys, launch your project, or enjoy your purchase sooner.
Excellent service in comparison to multiple other broker’s I spoke to. The process was smooth and easy and I would highly recommend.
Sam Harper
I had the pleasure of working with James at Rivercity Finance for financing some business equipment, and I couldn't be happier with the experience. After dealing with a few brokers, it was clear that James stood out as the best. He was knowledgeable, professional, and truly understood my needs. James took the time to explain the options available, ensuring I felt confident in my decisions. His responsiveness and dedication made the entire process seamless and stress-free. If you're looking for reliable finance solutions, I highly recommend reaching out to James at Rivercity Finance!
James was amazing to deal with! He was efficient, knowledgeable and made the entire car finance process stress-free. We were approved within a day, which was way faster than we expected with a great outcome. Highly recommend his services – thank you James!
Andy is amazing at what he does. He has helped me get the loan I required for my car so easily and quickly. He has been so easy to communicate with and has kept me updated on every step. He has explained every process that needed to be done in a way that was easy to understand. I would 100% recommend going with him if you want a simple and easy stress process.
Andy helped me with my latest vehicle purchase. And when i say he helped, he went above and beyond with sorting every last detail and process with purchasing a car. Even when i was dealing an extremely poorly run dealership, Andy was in my corner fighting for me. Best person I've dealt with in any form of business/finance and Allround awesome bloke.
Andy was a pleasure to work with and kept us updated at all times. Highly recommend!
I recently did my finance through River City Finance and had the pleasure of working with Matty Woods. He was professional, knowledgeable, and incredibly easy to deal with. He kept me updated every step of the way and made the whole process smooth and stress-free. I genuinely felt like he had my best interests at heart. Would highly recommend Matty and the team at River City Finance to anyone looking for reliable and honest financial help.”
I recently worked with Financial Advisor Andy Ruyl from Rivercity Finance to secure a car loan, and I couldn't be happier with the experience. He was incredibly easy to deal with—professional, friendly, and always approachable. His knowledge and expertise made the whole process smooth and stress-free. Everything was clearly explained in simple terms, which really helped me feel confident and informed throughout. Highly recommend to anyone looking for financial advice or loan assistance!
Outstanding service, nothing too much trouble! Questions and queries followed up and answered promptly and with respect. I have not purchased a car for a long time these guys made the experience a pleasant process rather than a chore!! Highly recommend!!
Great business to work with. Process made extremely easy with regular contact and a no pressure approach. Worked with me to get the car I wanted with and all the options I wanted. Will be first contact on future finance.
Andy is an absolute legend, helped me get my dream car with no stress or problems. Super easy to chat to.10/10 in my book. Absolutely recommending him to friends and family
Thank you Andy from River Finance for making the whole process fast and easy. Highly recommend and will definitely be back.
Was an absolute pleasure dealing with Andy in the purchase of 2020 Raptor. I had a quite complex situation and Andy was able to be the go between with myself and the dealer to successfully require my dream car . Would absolutely recommend anyone go see Rivercity.
Nothings too difficult for Andy, he went above and beyond. Very happy with all communications throughout the process. Would happily refer all friends and family his way.
Andy has 5 star reviews because Andy is amazing. I have never engaged with anyone during a financial process in my life, like Andy [and I'm over 50] . From the first phone call to the last text message on a Saturday morning asking about my my new car, it has been an extraordinary experience in the most positive way. This was such a quick easy and hassle free process. I never once had to chase him, he listened, has attention to detail, knows what he's doing and has a warm, engaging friendly personality. Sometimes I read reviews and I think that can't possibly be true about that person but it is with Andy. Even the sales executive at the dealership said he had never dealt with anyone as efficient and lovely as Andy. I thought that was very high praise indeed as the dealership would deal with banks and brokers from all over Australia. I will recommend him to everyone...and I think you'd be stupid not to use Andy!
Excellent service in comparison to multiple other broker’s I spoke to. The process was smooth and easy and I would highly recommend Andy and the Team. 👍🏽
We had an incredible experience with Andy, Very Genuine Guy! Helped us with a smooth process for a new business vehicle. His communication was excellent, keeping us informed every step of the way. He's an expert in his field 🙂 Worked out a great deal for us, he's a total pleasure to deal with. Highly recommended, Will reach out to him again for sure!
Exceptional Service from Andy at River City Finance! I can't thank Andy from River City Finance enough for the outstanding help he provided to my husband with securing his loan. From the start, his attention to detail was impeccable, and he went above and beyond to make the entire process as smooth as possible. His communication was superb, keeping us informed every step of the way. What typically is a stressful and overwhelming experience was made easy thanks to Andy's expertise and dedication. He truly streamlined the entire process and made sure we felt confident and well-supported throughout. My husband and I are beyond happy with the service we received—Andy really went the extra mile. Highly recommend River City Finance if you want a stress-free experience!
Andy Top bloke . Finance for a work vehicle made not just easy but enjoyable. Was able to have a laugh and general chat whilst staying professional . Never felt like a number more a friend Cant recommend enough if you need Finance Andy and his team are the way to go . Very informative gave all options different lenders not pushy at all . 100% any future finance will be heading to Rivercity Finance Thanks Andy
I had such a great experience with Andy guiding me and talking me through all of the details of my car loan. He got me the best deal, followed up with the car agency and the communication was on point all along. Plus, he also explained to me the reason being on interest fees and all other financial aspects that I have limited knowledge. I can't recommend Rivercity finance enough to anyone who is looking to get a loan, whatever the form.
Andy was fantastic. The whole experience was smooth and easy. The absolute best customer service. If you're looking for finance this is the best person for the job.
Thanks Andy for the easy process to purchase my new vehicle. Appreciate the personalised services that you offer!, fast response times and going the extra mile to get things completed! Highly recommended Aaron
I worked with Andy who helped me finance my first car. I am currently 21 and the thought of financing a car on my own was a huge commitment for me. I’m so grateful to Andy and the Stephen from Brisbane car yard . Andy was fantastic with processing everything for me, he was very efficient as well. I managed to get my car within a week of picking it , which was incredible. I highly recommend him to anyone and I am forever grateful for his wonderful service .
I Delt with Richard when buying my car thru brisbane car yard and he made the entire process easy and not stressful what so ever is communication was next level and got everything sorted for me in around my busy work life thank you Richard I will 100% be coming back to you for future loans
My wife and I just purchased a new car and did our finance through Rivercity. Richard was amazing and very professional throughout. He made the process so easy, and kept us updated along the way and we were super happy with the rates he got us. Thanks again Richard! Highly recommend.
Andy at River city was prompt and efficient dealing with my application. Took care of everything, but made sure I was kept in the loop every step of the way. He even went that little bit further, found a vehicle that suited me and got $2k knocked off the price. Definitely recommend.
Andy was absolutely fantastic! extremely helpful with any questions I had and kept me informed throughout the whole process. constantly ensuring that I knew what was going on. He went above and beyond, making the experience so much easier and stress-free throughout the entire process. Would 100% recommend!
Andy made this process comfortable an easy, I couldn’t be more satisfied. He was very professional and always answer my calls and questions, This was my second car he has helped me with. Highly recommended!
If you want someone that takes all the hassle out of getting a new car etc, well then see Andy 🙂 he goes above & beyond, to make the experience as easy as possible. He does absoultely everything, all the hard work so you don't have do, who really wants to do the bargaining with a dealer (I don't). He goes above & beyond & keeps you updated every step of the way, even on the weekends (when he should be having a break). Thanks so much 🙂 im loving my new car & I even let my husband drive it today on the way home. See you next time, Cheers Ronnie 🥰
Just secured my first business loan with the help of Andy. He was very professional, tentative and proactive, he made the whole process a breeze and even help find the car. I would like to say big thank you to Andy and would definitely recommend to everyone and be back for more services in coming years!!
Perfect service perfect communication fantastic interest rates. Highly recommended and will use again. Thanks Richard.
I had the pleasure of working with Andy to secure a personal loan, and I couldn’t be more satisfied with the experience. From the start, Andy was incredibly professional, knowledgeable, and attentive to my needs. He took the time to thoroughly explain my options and made the entire process smooth and stress-free. Andy was always available to answer any questions I had and made sure I felt comfortable every step of the way. Thanks to his expertise and dedication, I was able to secure the loan quickly and with favorable terms. I highly recommend Andy to anyone looking for a reliable and efficient broker!
Andy has been nothing but a dream to work with. Answed questions with patient polite and friendly service. Pushed through with urgency understanding the situation. Can't recommend enough.
Brilliant service, very responsive and very understanding of the clients needs
Andy was so awesome to deal with. He sorted our finance and locates a car for me. It was a hassle free one stop shop with Andy. Great service and an all round awesome guy. Thanks again man
excellent person to deal with , simple but helpful !!!
Would recommend extremely good support all the way though the process, very easy and fast, communication was excellent and was given updates constantly. Go with RiverCity Finance!
Matt has been a pleasure to deal with! Prompt Knowledgeable Helpful Highly recommend!
I highly recommend using RiverCity if you need to finance a new car. They were easy to work with and helped us secure the best deal for our company car. I've used them twice now and had a great experience both times.
These bloke are a breath of fresh air really no there stuff and get straight down to the business end off the deal really a joy to deal with promp service and constantly doing there best work for the customer thanks rivercity it’s a pleasure doing business with you guys
Had begun finance elsewhere until i came across Rivercity Finance. Andy immediately knew he could get our business a better deal which saved us thousands!! Fast, quick response. Excellent communication. Will definitely be return customers.
Andy is Very professional and really easy to deal with.got my loan approved fast and easy with him.
I dealt with Andy, he offers exceptional help and always returns messages and phone calls, there is no task too hard for him and deals with his customers as if he knows them personally. Definitely would recommend!
Came across this company through Google and the next morning after a 3 minute chat Andy Ruyl had got me a better rate then I could find after a lengthy search and sensed my excitement about the purchase and had everything laid out in front of me and kept me in the loop through every stage of the application....Top Job mate
Highly recommend Andy! Great communication and easy application process!
Dealing with Andy was an absolute breeze. It's awesome dealing with someone that actually wants to assist not just say they do Could not recommend him highly enough.
If i could give James 10 stars i would. Best broker, I have ever dealt with, and I would highly recommend him to anyone. Solid effort and painless as possible. Right onto things, doesn’t stuff you around and gets things done, always returns your calls. Can’t say the same for any other broker that I have ever use. Thanks mate.
Andy was a pleasure to deal with and very helpful and kind. He went above and beyond to get my car loan across the finish line. The whole process was smooth and communication open and honest from the start. I highly recommend Andy and Rivercity Finance. I am so grateful for all Andy’s hard work and will refer him at any time possible. Thank you.
Great and transparent service Andy was so good to deal with and made the whole process so easy and stress free
Look no further than Rivercity Finance! Andy took great care of me along the way to get a new ute. Andy got me a great deal and helped every step of the way and also helped me find a vehicle along the way! They definitely go the extra mile for their customers. If you’re looking for a top notch broker you’re at the right place. I’ll definitely be in touch when looking for other finance in the future. Thanks again!
Andy was very helpful and got everything sorted real quick. There was no stuffing around… recommend anyone looking for finance to reach out to Rivercity finance. Couldn’t be more happier!
Running a business takes vision, determination, and access to the right resources at the right time. At Rivercity Finance, we specialise in helping Australian business owners, sole traders, and ABN holders secure the finance they need to grow, expand, or simply keep things moving.
With a combined 40+ years of experience, our brokers don’t just submit applications and hope. We understand your situation, read the financials, and match you with the right lender on the first go. That’s why we hold a 96% first-time approval rate and why so many of our business clients keep coming back.
We know time is money in business. That’s why our process is designed for speed, simplicity, and transparency. Many clients receive same-day approval, and loan terms can be tailored between 1–7 years with flexible repayment options. Whether you’re upgrading machinery, purchasing vehicles, or smoothing out cash flow, our team is here to deliver outcomes without the stress.
Most importantly, we value long-term relationships. Once you’ve worked with us, you’ll never have to start from scratch again. With your details on file, all it takes is a quick call to line up your next loan — saving you time and keeping your business moving.
Buying a new or used car should be exciting — not stressful. At Rivercity Finance, we make it easy to get behind the wheel sooner with flexible car finance options tailored to your budget and lifestyle.
Whether you’re after your first car, a family upgrade, or a vehicle for work, we’ll compare 50+ lenders to secure the best deal for you. Our access to fleet pricing across Australia means you could save thousands on a new vehicle, and our approval process is fast, simple, and transparent.
Unlike some online brokers, we don’t bounce your application between lenders. We assess your situation properly the first time, so you avoid multiple credit checks and get approved faster. With loan terms up to 7 years, balloon payment options, and no early exit fees on select loans, you’ll have the flexibility to pay off your car your way.
From hatchbacks to utes, sedans to SUVs, we’ve financed them all — and we’re here to help you drive away with confidence.
There’s nothing like the freedom of getting out on the water — whether it’s a fishing boat, family cruiser, or jet ski. At Rivercity Finance, we make boat and marine finance simple, with flexible options designed to get you enjoying your new vessel sooner.
We understand that marine purchases can vary widely in cost, structure, and use. That’s why we work with over 50 lenders to compare tailored options — from low-doc loans for self-employed buyers to structured terms for recreational or commercial use. With interest rates starting from 5.7%, we’ll help you find an option that works for your lifestyle and budget.
Best of all, we’re transparent every step of the way. You’ll know exactly what your repayments are, what loan structure is available, and whether early repayment is an option. No jargon. No hidden surprises. Just a clear path to the boat you’ve been dreaming of.
Whether you’re a sole trader with a single rig or running a growing transport company, having the right truck is essential to keeping your business moving. At Rivercity Finance, we make heavy vehicle and truck finance straightforward, with tailored solutions that match your industry needs.
With deep roots in commercial lending, we understand the urgency transport operators face. Delays mean lost income, so we work fast — often securing same-day approvals. Our access to more than 50 lenders means you’ll have options for low-doc finance, full-doc finance, and flexible repayment structures.
We also work closely with truck dealers across Australia, giving you access to competitive fleet pricing and helping you negotiate the best deal possible. Whether you’re upgrading to a prime mover, buying a light commercial truck, or financing trailers and equipment, we’ve got you covered.
Nothing beats the freedom of exploring Australia with your own caravan. Whether it’s weekends away, long road trips, or a lifestyle upgrade, Rivercity Finance makes caravan finance quick, easy, and stress-free.
With access to 50+ lenders, we can compare a wide range of caravan loans to suit your needs. From new models fresh from the dealer to pre-owned vans from private sellers, we’ll help you secure the right option with transparent repayments and flexible terms.
We understand that buying a caravan is about more than just finance — it’s about creating memories. That’s why we keep the process simple: we’ll explain your options clearly, handle the paperwork, and get your loan approved fast so you can start planning your next adventure.
From yellow goods to agricultural machinery, having the right equipment at the right time is essential for running a successful business. At Rivercity Finance, we help businesses across construction, transport, mining, and agriculture secure tailored finance for the equipment they need.
We know that every business is different. That’s why we offer low-doc facilities for self-employed operators, full-doc finance for established businesses, and flexible repayment terms up to 7 years. Whether you’re buying new or used equipment, we’ll match you with a lender that understands your industry and delivers the right structure.
Our brokers have years of experience working with small businesses and know the urgency that comes with equipment finance. That’s why many of our approvals are completed the same day, allowing you to keep projects moving without costly delays.
Whether you’re buying your first bike or upgrading to something bigger, Rivercity Finance makes motorcycle finance simple and affordable. With options for both new and used bikes, dealer or private sales, we’ll find a loan that suits your lifestyle and budget.
Our brokers understand the different needs of riders — from commuters looking for an economical option, to enthusiasts after the latest road bike, to adventurers seeking an off-road machine. With access to 50+ lenders and flexible repayment structures, we’ll help you ride away faster.
Best of all, our process is transparent. You’ll know your repayments, interest rates, and options upfront. No jargon, no hidden surprises — just clear finance that gets you on the road sooner.
Sometimes you just need a little extra support to make life easier. At Rivercity Finance, we provide flexible personal loans for everything from consolidating debt to funding a big purchase.
With access to 50+ lenders, we compare options to find the right fit for your needs. Whether you’re refinancing existing commitments, paying for a wedding, or simply covering unexpected expenses, we’ll secure a solution that’s fair, transparent, and stress-free.
Unlike faceless online lenders, you’ll work directly with a dedicated broker who listens, explains, and guides you through the process. With competitive interest rates, loan terms up to 7 years, and no hidden fees, you’ll have the confidence to move forward knowing exactly where you stand.
We make getting finance simple. Based in Queensland, Rivercity Finance helps Australians secure loans for trucks, equipment, cars, and more — with fast approvals, flexible options, and personal service. With access to over 50 lenders and more than $250M in finance secured, we’re here to support your business growth and personal goals.
